What does a medical expenses policy cover?
The collective insurance of Medical Expenses usually covers the expenses incurred by the insured for injuries, illness, maternity or accident.
Through negotiation, and depending on the size of the group to be insured, there is the possibility that the insurer includes or does not include pre-existing health conditions.
A medical expenses insurance gives you access to all local and international private medicine. The plans include the following coverages:
- Medical consultations
- Laboratories, X-rays
- Prescription drugs
- Emergencies due to accident and illness
- Traveler assistance coverage
What risks are not covered by these policies?
The damages caused by the same insured, the professional practice of sports or the aesthetic operations, conditions, pre-existing, sterilization treatment, hair loss, stress, psychologist, dental and vision expenses (only accident product).
Why a collective insurance of medical expenses?
With a collective medical expenses policy you can deliver a real benefit to your employees, increasing your loyalty to your company, as it is the most valued benefit for the staff and their families.
How much do these insurances cost?
The rates are a collective policy of medical expenses normally vary according to the age and gender of the insured persons. Other factors include the deductible structure, the amount insured, the risks covered, medical check-ups, local or international coverage. By contracting a collective policy you can get a better rate.
Let us help you find the best option for you!