Why an insurance broker?
The insurance broker is a professional who works for you, studies, analyzes and recommends the best way to manage your risks. The broker knows the products and the way of working of the different insurers and understands that each client has different needs. A broker defends the interests of its clients against insurers. The broker has the backing of an Insurance Brokerage Company, which in turn is an entity regulated by the General Insurance Superintendence. A broker is an intermediary that does not increase the cost of their policies. With your advice, you can help minimize the costs of premiums and maximize benefits.
Is an Insurance Broker the same as an insurer?
It is not the same, the broker is the insurance intermediary and the insurer is the one that assumes the risks. Both are regulated and supervised by the General Insurance Superintendence.
How much do Confía services cost?
They have no cost to you, since Confia represents insurance companies. For this reason it is very advisable to manage your insurance with a broker, since you will have access to the entire market and will be your advisor and ally at the time of a claim.
The Broker can advise you on the best product to contract, the coverage, benefits and exclusions of insurance.
What does Confia do?
We are dedicated to the intermediation of insurance in the personal and general insurance lines. We strive because our clients are well advised about the insurance they want to hire, and to support them in case they need to use any type of insurance.
Why change to an Insurance Broker?
Clients can change insurance Broker at any time, you only need a letter of authorization directed in favor of the insurer with your request. These changes are usually given by service, since clients want to work with intermediaries that advise them well, and are very available for their queries and needs.
Why is it important to work with Confia?
Confía will be able to advise you better on the insurances you can hire. It will present you with comparative tables with all the options of the market. We can translate our experience in how insurers work and what are the best products for your particular situation.
In the process of contracting the insurance, better conditions will be achieved than if you did it individually, since being specialists in insurance, the product will be structured according to your need. Confía also advises you on how to use insurance, and will accompany you throughout the entire process of the claim until you get the prompt payment.
Through Confia you can have a diversified insurance portfolio maintaining a single relationship. We are your ally in everything related to Confia.
With which insurers does Confía represent me?
- ASSA
- Panamerican Life Insurance
- BMI
- Insurer of the Isthmus
- BlueCross BlueShield
- Qualitas
- INS
- Oceanic
- Lafise
- Mapfre
- Sagicor
- Magisterium
- Bolívar
What types of insurance can I purchase through Confía?
You can access the full range of personal and general insurance. Any insurance that I need can be purchased through Confía, since we will give access to the entire market.
Thus you can acquire travel, accident, health insurance, life or dental insurance, or insure your home, car, company, machinery, import or export, as well as cover risks with third parties. We have extensive experience in different types of industries.
Is an agency the same as an insurance broker?
It is not the same, since Corredora represents all the insurers in the market, with which it has contracts, and the agency represents only one product line. The Broker has a much broader organizational structure than an agency, since it must administer insurance for all insurers, and it must also have a compliance officer, an adjunct and an internal auditor. More robust information systems to manage customers’ products with all insurers in the market.
It is more advisable to work with an insurance broker, because of the access to the variety of insurance options that can be presented to you.